I completely agree. It's better to buy local so you can see before you buy, but that's not always easy anymore as the large retailers have eaten up the smaller shops. When you order from someone like Sweetwater, you get what you get. You can't see the fretwork, for example, on their photos and their "check" is worthless. I've received expensive guitars from them with finish cracks and other finish issues that pass their "check." I'm not keeping a $3000+ guitar with a finish crack or peeling finish.
I've purchased a number of cheaper guitars recently of different makes, and all have had bad fretwork. A Fender with completely squared off frets was the worse. An Epiphone the best, although it had rough spots. The PRS McCarty SE is in-between. Almost every fret has either scratches in it or a flat area from leveling. It seems like none of these manufactures bother to properly crown and polish the frets anymore. Which is why I asked what amount flat tops or rough scratches and dings are acceptable or normal now - if any? I would say very little to none, but it might be impossible to find such a guitar.
This particular SE also has a slit in the rosewood at the top fret, a crooked tone knob that is hitting the finish, and a bubble on the polyurethane on the back - in addition to the fretwork. Sometimes I feel like I'm being overly picky though.
Here are some photos of this guitar. Brand new. Hard to see some of the fret issues and the flat leveling area, but you can see the scratches and dings in the frets. It's like this on most, if not all, of the frets.