Stolen guitars...

Regarding coverage by car insurance:
It exists, but this is not the case. We tried talking to the insurance company and they answered that my friend's contract doesn't cover stolen goods inside the car...

This is similar to the situation in North America: objects in the car but not part of the car are not covered by the auto insurance. But they may be covered by the home insurance of the car's owner or the item owner (you, in this case). Do you have insurance for your house or apartment? These might be covered!

And yeah, this sux big time. I seriously think the Saudis might be on to something with the whole "steal something, lose a hand" punishment...
 
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