I've had tinnitus since I was real young.
I never thought much about it at the time, I just thought it was from having colds and strep infections all the time. My ears were constantly plugged. Hearing test showed a hearing impairment, but not enough to warrant hearing aides. When I was Active Duty in the Navy, one hearing exam said I had a "Significant Threshold Shift" and they tried writing me up for not wearing my hearing protection.
My Supervisor went to bat for me on that and got them to back down.
When I went into the Reserves after being 4 years out, they said my hearing was perfect,
for what I don't know. I wear plugs at concerts anymore, it just overloads my eardrums if I don't. I usually use the foam ones they sell in the safety aisle of HD or Lowes. If I find them, i use the PRS Attenuators I got for next to nothing. They work ok, but plugs are better in some situations.
My wife thinks I should have my hearing checked. I think I need to not tune her out as much.
I get focused on something and tune most everything out, including her. It also doesn't help that when she is talking to me at a normal volume, I am on the other side of the house watching tv with 3 walls between us.