RickP
Established 1960, Still Not Dead
I have an additional home policy on my gear that always stays at home (they stopped offering coverage for gear you‘re using to make money with under your homeowners policy), and all my gigging gear is covered specifically for that purpose with MusicPro. There are a lot of advantages to using a musician-specific policy, especially if you’re touring, because it goes into things such as rental costs to replace things gone in covered losses so the show can go on.
The home policy stuff changed significantly over the years. It used to be a very unspecific total amount sort of thing, and now it is a specific list with specific values I have to submit proof of (and receive approval on) the amount before it is covered. It’s a pain, but honestly it makes better sense that they are insuring a specific item for a specific amount.
The home policy stuff changed significantly over the years. It used to be a very unspecific total amount sort of thing, and now it is a specific list with specific values I have to submit proof of (and receive approval on) the amount before it is covered. It’s a pain, but honestly it makes better sense that they are insuring a specific item for a specific amount.
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